A clients occupation is the most critical factor in determining the type, benefis and cos of disabily insurance coverage. Listed below are a series of statements relating to why this may be so:$.$ "Own occupation" definition of disabilty is dependent on income$2.$ The right to acquire a policy that is guaranteed to be renewable$3.$ The degree of risk of disability inherent in some occupations$4.$ The minimum waiting period applicable$5.$ The amount of critical illness and long$-$term care insurance available$6.$ Some occupations may not be insurable.Which of the above statements are correct?