A clinic might not send a refund to a patient immediately because:

A- the credit may be retained and applied toward those future visits if the patient has frequent appointments.

B- it might be medical office policy to hold a credit balance for 30-60 days to ensure that all charges the patient is responsible for have been cleared.

C- the insurance carrier might receive the refund.

D.- the credit may be retained and applied toward those future visits if the patient has frequent appointments, it might be medical office policy to hold a credit balance for 30-60 days to ensure that all charges the patient is responsible for have cleared, or the insurance carrier might receive the refund.