A close corporation successfully in operation for almost two year for which it has been profitable, has an opportunity to open up in a second location, is currently in a dilemma as the corporation doesn't have capital as its cash is tied up in inventory. A sister of one of the shareholder has approached them on possibility of becoming a fourth investor and another shareholder has a good relationship with his local credit union.

what considerations should the shareholders weigh, in order to decide whether to take on another investor, take out debt ,do neither, or do both?