A closed$-$end fund has total assets of $$397,000,000$ and liabilities of $$640,000.$ There are $13$ million shareholders and $36$ million shares outstanding. One year ago the total net assets of the fund were $$390,000,000$ and it had only $12$ million shareholders. What is the premium or discount if the shares are currently selling for $$9\mathrm{.}85$ each? If you held the fund for the entire last year, what was your annual return?

$6\mathrm{.}28\%$ premium ; $1\mathrm{.}36\%$ return

none of the other answers are correct

$10\mathrm{.}54\%$ discount; $1\mathrm{.}63\%$ return

$10\mathrm{.}54\%$ premium; $1\mathrm{.}63\%$ return

$7\mathrm{.}46\%$ premium; $15\mathrm{.}63\%$ return

$6\mathrm{.}28\%$ discount; $1\mathrm{.}36\%$ return