A company borrowed $45,000 for 3 years at 5% compounded monthly. It will NOT make any payments on this loan prior to maturity. (a) Find the total future value the company will need to accumulate to pay off this debt. Show all work. (b) Use the result of part (a) to find the quarterly sinking fund payment needed to accumulate this maturity value (over the the 3 years), assuming 4% rate. show all work