A company borrows $200,000 from a bank, which will be repaid by monthly payments of $2,000 over the next 10 years. Each $2,000 payment consists partly of repayment of principal, and partly interest. Over time, the amount of interest included in each monthly payment will

a. decrease.

b. stay the same.

c. increase.

d. cannot tell, as the interest rate is not known.