A company has just sold a product with the following payment plan:

$$75,000$ today, $$50,000$ at the end of year $1,$ and $$25,000$ at the end of year two. If the payments are deposited into an account earning $4\mathrm{.}5\%$ per year, calculate the present value for the cash flow.

Show steps using ONLY a financial calculator. The answer should be $145,740.$