A company invests $40,000 in a project with the following net cash flows: Year 1: $3,000 Year 2: $8,000 Year 3: $14,000 Year 4: $19,000 Year 5: $22.000 Year 6: $28.000 In what year does payback occur? O Year 5 0 Year 6 O Year 3 Year 4