"A company is considering entering into a new marketing campaign. If it engages in this marketing campaign, it must pay $11,000 immediately and $9,000 each at the end of year 1 and year 2. The company believes its annual revenues due to the marketing campaign will be $13,000 at the end of year 1, $11,000 at the end of year 2, and $8,000 at the end of year 3. What is the annual equivalent worth of this marketing campaign over the next three years? The interest rate is 6.1% compounded annually."