A company is currently using an ACH transfer for most of its movement of funds from deposit accounts to its concentration account at a cost of $1.00 per transfer. A wire transfer option is available at a total cost of $15. Further assume the company is a net investor in the short-term, what must the company be able to earn on a short-term investment in order to make it worthwhile to wire transfer $50,000 on a Friday, rather than use an ACH? 4.41% 2.41% 5.41% 3.41%