A company prices its tornado insurance in a particular region using the assumptions that in any calendar year: - There can be at most one tornado, that is, there is a tornado or there isn't. - The probability of a tornado is 0.07 . - The number of tornadoes is independent of the number of tomados in any other calendar year. Thus, the random variable counting the number of tomadoes across a fixed number of years has a binomial distribution. Rounding your answer to four decimal places, calculate the probability that there are less than 3 tornadoes in a 18 -year period