A company wishes to accumulate $$100,000.$ To do so$,$ they will make quarterly deposits of $$4000$ into a fund paying interest at $j4=8\%.$ It turns out they

need to make $20$ deposits, plus a smaller drop payment. What is the size of the drop payment needed?

Multiple Choice

$$2866\mathrm{.}73$

$$0$

$$2810\mathrm{.}52$

$$866\mathrm{.}73$