A couple has just purchased a home for $$430,900\mathrm{.}00.$ They will pay $20\%$ down in cash, and finance the remaining balance. The mortgage broker has gotten them a mortgage rate of $3\mathrm{.}72\%$ APR with monthly compounding. The mortgage has a term of $30$ years.

How much interest is paid in the first year?

Answer format: Currency: Round to: $2$ decimal places.