A couple thinking about retirement decide to put aside $2,600 each year in a savings plan that earns 9% interest. In 15 years they will receive a gift of $24,000 that also can be invested.

a.How much money will they have accumulated 30 years from now?(Do not round intermediate calculations. Round your answer to 2 decimal places.)

b.If their goal is to retire with $760,000 of savings, how much extra do they need to save every year?(Do not round intermediate calculations. Round your answer to 2 decimal places.)