A customer of a bank received the following email:

Dear Valued Customer!

As part of our continuing commitment to protect your account and to reduce instance of fraud on our website, we are performing a periodic review of the accounts of our customers. You are requested to visit our website by following the link given below.

You will be guided to provide information about your account and yourself. All your information is safe with us as this is a protected account. You will be redirected to the bank$$s home page after verification.

This procedure is essential for us to continue to provide you a safe and risk$-$free environment to send and receive money. It would also help us maintain the quality of our online banking systems. Thank you.

Required

What is the name of this computer fraud? What are its characteristics? Since people seldom use e$-$mail to commit this fraud nowadays, what is the current trend? Suggest three ways to protect yourself from this sort of fraud.