A debt of P100,000 is to be discharged by ten quarterly payments, the first to be made 3 months after the loan is given. The debt will be discharged by 5 equal payments each P10,000 and by 5 other equal payments such that the final payment will liquidate the debt. If the interest is 20% compounded quarterly, what is the amount of the last 5 payments? Construct the amortization schedule