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- A deposit of $28,000 earns a continuous force of interest given by 0.02t for the first 5 years (t is time in years), and

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- A deposit of $28,000 earns a continuous force of interest given by 0.02t for the first 5 years (t is time in years), and a constant force of 0.1 thereafter. What nominal quarterly compounding rate is earned over the first 8 years

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