"A" deposited P100,000.00 in his current account with "X Bank". Subsequently, the bank was declared insolvent. During the insolvency proceedings, "A" intervened, claiming that the P100,000.00 being deposited does not constitute a part of the assets of the bank that will be placed in the possession of the receiver or assignee because he is still the owner thereof. Shall "A's claim prosper?

Explain your answer with legal basis in A.L.A.C. method.