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a. Differentiate the effect of a merger in the persons of the principal debtor or creditor and merger in the person of the guarantor. b.

a. Differentiate the effect of a merger in the persons of the principal debtor or creditor and merger in the person of the guarantor.

b. Explain the rules to be followed in a substitution.

c. Explain the rules to be followed in a subrogation.

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