(a) Discuss the legal aspects surrounding breach of privacy and security in respect of electronic banking in Malaysia. Support your answer with the relevant legal provisions and decided cases (if any). (10 marks) (b) Mr Pandai works as a chief cashier in Bank Cerah Berhad. As Mr Pandai is usually stressed and faces time constraints in his work, he finds it convenient to share his password (which was assigned to him by Bank Cerah to gain access to the bank's computer system) with Ms Ayu who works as a teller in Bank Cerah. The sharing of password is against Bank Cerah's standard procedures and practices. Explain the legal (statutory) contravention and consequences of such act provided by the statute. (10 marks)