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A down-and-out European call has strike $21 and matures in two time steps. The barrier is $1 lower than the strike. In Cox-Ross-Rubenstein notation, S=21,u=1.3

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A down-and-out European call has strike $21 and matures in two time steps. The barrier is $1 lower than the strike. In Cox-Ross-Rubenstein notation, S=21,u=1.3 and d=0.8. The return over each time step is R=1.04. What is the premium of this call

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