A family needs to borrow tk 500000 for home renovations. The loan is to be repaid with monthly payments over 5 years (a) if they go to a finance company the interest rate will be j12 =15 % (b) if they use credit card, the interest will be at j12=18% (c) if they go to the bank, the rate will be j12 =12%. Find the respective monthly payments and the total of all payments for each loan