A female patient undergoes genetic testing that shows she has an increased risk of getting breast cancer. Can a life insurer use this information to determine whether to write a policy for this woman? Can an employer who learns of this information use it to determine whether to hire this woman? Why or why not? Do you think she has a responsibility to her employer to share this information with them? Why or why not? What would be your reaction to your HR department if they addressed this topic with you or a family member?