A finance company offers a $24-$month installment loan with an APR of $$13\%.$ Robert wishes to use the loan to finance a delivery truck for $$31,400.$ After using Table $13-1$ from your text to find the finance charge, calculate the monthly payment.

$$1,138\mathrm{.}25$

$$1,197\mathrm{.}96$

$$1,492\mathrm{.}81$

$$1,547\mathrm{.}37$