(A) Find the present value of 15 annual payments of 1300 with the first payment made today if the account has an annual effective rate of interest of 4%. Round your answer to 2 decimal places. 18767.94 x B) At the end of 15 years, how much interest will the account from part (A) have earned (assuming no other deposits or withdrawals are made)? Round your answer to 2 decimal places. Find the accumulated value at time 20 years of 20 regular annual payments of $600 made at the beginning of each year, starting now. The annual effective rate of discount is 7%. Round your answer to 2 decimal places