A firm can spend $$1$ million today and receive a return on its investment $20$ years from now of $$1\mathrm{.}1$ million. The firm uses a discount rate of $3\%.$ Which is true?

The investment is worthwhile because it will bring in $$100,000$ more in revenue than it cost$.$

The investment is not worthwhile because its NPV$,$ though positive, is too small..

The investment is worthwhile if the interest rate paid on retained earnings remains close to $0\%($where it is today$).$

The investment is not worthwhile because its NPV is negative.