A firm has a long$-$term debt$-$equity ratio of $0\mathrm{.}35.$ Shareholders' equity is $$998,500.$ Current assets are $$248,000,$ and the current ratio is $1\mathrm{.}91.$ The only current liabilities are notes payable. What is the total debt ratio? $($Round your answer to $2$ decimal places.$)$

Total debt ratio