A firm's cash flow is dependent upon which of the following? 1. The payment patterns of its customers II. The speed at which suppliers process checks III. The efficiency of the banking system Select one: O A. I, II, and Ill OB. I only OC. and il only OD. I and Ill only Which of the following is a valid reason for holding cash? 1. To meet transaction requirements II. To satisfy emergency needs for funds III. To raise the firm's overall returns on investment Select one: O A. I and ll only OB. I,II, and 111 OC. I only OD. I and ill only Moving funds from a payer to the payee without the use of written checks is known as: Select one: O A Playing the float O B. Non-sufficient funds processing OC Econometric modeling D. Electronic funds transfer