A first-round draft choice quarterback has been signed to a three-year, $20 million contract. The details provide for an immediate cash bonus of $1 million. The player is to receive $7 million in salary at the end of the first year, $5 million the next, and $7 million at the end of last year. Assuming a 10% discount rate, is the package worth $20 million? If not, how much is it worth? Can you please include the excel equation in this problem?