(a) For each fund as above, indicate the level (low, medium, high) for the risk and the return characteristics and discuss your choice. Discuss the investment attractiveness of the fund. Use the format below to answer your question:

Example:

(Type) Fund (Fund Name)

(i) Risk: Low/Medium/High(choose one)

Reason: (explain using theory as well as data from the website)

(ii) Return: Low/Medium/High (choose one)

Reason: (explain using theory as well as data from the website)

(iii) Investment attractiveness

(discuss the type of economic condition for which this type of fund is most suitable)

(b) Discuss which fund would be most suitable for a relatively young graduate who has been working for 3 years since graduation.

Balanced UOBAM - Growth Path 2030 Global Min amt SGD 1000 Invest Min RSP amt SGD 100 RSP 2.202 Price 08 OCT Date Fund source SRS CASH Return % Sharpe ratio 1-MTH 6-MTH 1-YR 3-YR 1.33 13.74 0.52 0.46 Bond VOBAM - United Asian Bond Fund Asia Min amt SGD 1000 Invest Min RSP amt SGD 100 RSP 1.702 Price 08 OCT Date Fund source SRS CASH Return % 1-MTH 6-MTH -1.42 5.53 Sharpe ratio 1-YR 3-YR -0.04 0.24 Cash Mgmt UOBAM - United SGD Money Market Fund - Class A1 SGD Singapore Min amt SGD 1000 Invest Min RSP amt SGD 100 RSP 1.0110 Price 108 OCT Date Fund source SRS CASH Return % 1-MTH 6-MTH 0.00 0.16 Sharpe ratio 1-YR 3-YR 1.29 NA Equity UOBAM - United Asia Fund Asia ex-Japan Min amt SGD 1000 Invest Min RSP amt SGD 100 RSP 2.444 Price 108 OCT Date Fund source SRS CASH Return % Sharpe ratio 1-MTH 6-MTH 1-YR 3-YR 4.31 23.00 1.25 0.07