A freshman college student borrows $10,000 today at 10% interest compounded annually to buy a used car. Four yoars later the student receives a graduation gift of \$3,000 and pays this git toward the loan balance. Approximately how much money will the student still owe after the $3,000 payment? A. $7,739 B. $8,373 C. $11.000 D. $11.640 E. $12.308