A group of students were asked if they carry a credit card. The responses are listed in the table Class Credit Card Carrier Not a Credit Card Carrier Total Freshman 19 41 60 Sophomore 13 27 40 Total 32 68 100 If a student is selected at random, find the probability that he or she owns a credit card given that the student is a freshman. Round your answer to three decimal places. O A. 0.683 O B. 0.594 O C. 0.317 O D. 0.190