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A guy gets a loan of 420.000.000 dollars, with an interest rate of 1.5% per annum 11 months later, the loan stands at 490.000.000 dollars

A guy gets a loan of 420.000.000 dollars, with an interest rate of 1.5% per annum 11 months later, the loan stands at 490.000.000 dollars because the loaning conditions have changed. and on top of that the guy has spent 50.000 dollars on an attorney. How do I calculate the effective interest rate per annum of this.

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