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A hazard is a condition that either increases the chance that a peril will happen or may cause its effect to be worse. Which hazard

A hazard is a condition that either increases the chance that a peril will happen or may cause its effect to be worse. Which hazard pertainsto the habits and activities of the individual that increase risk and mayalso arise from a state of mind the attitude and behavior of the individual?
Driving Hazard
Drinking Hazard
Physical Hazards
Moral Hazard

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