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A health insurance policy pays 80 percent of physical therapy costs after a $580 deductible. In contrast, an HMO charges $34 per visit for physical

A health insurance policy pays 80 percent of physical therapy costs after a $580 deductible. In contrast, an HMO charges $34 per visit for physical therapy. How much would a person save with the HMO if he or she had 12 physical therapy sessions costing $145 each?

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