A hospital has several patient accounts that have not been paid on in more than 120 days, despite the hospitals in-house collection efforts. Which of the following is an appropriate option, in compliance with use and disclosure laws? Group of answer choices The accounts may be turned over to a collections agency, with no information redacted, as long as the agency is considered a covered entity. The accounts may be turned over to a collections agency, with redacted PHI All of these are appropriate and legally permissible The hospital may hire additional staff to assist with collections efforts