A house is appraised at $$298000$ and you have a down payment of $.$ CMHC charges the following rates on the loan to value ratio: Up to and including $80$ percent, $1\mathrm{.}00$ percent; up to $85$ percent, $1\mathrm{.}75$ percent; up to $90$ percent, $2\mathrm{.}00$ percent; up to $95$ percent $2\mathrm{.}75$ percent. What will be the approximate total amount of the mortgage if the CMHC fee is included in it$?$

$$280508$

$$278996$

$$278460$

$$281195$