A house is being purchased at the price of $138,000.00. The 30-year mortgage has a 10% down payment at an interest rate of 4.875% and a PMI payment of $25.88 each month for 77 months. The yearly taxes are $2400.00 and the insurance is $750.00 per year, which is to be placed into an escrow account. What is the total cost of the loan? Round your answer to the nearest one hundred dollars. Enter a number, such as $123,500.00.