A house is being purchased for$138,000.00. The 30-year mortgage has a10%down payment, an interest rate of4.875%, and a PMI payment of$25.88each month for77months. The yearly taxes are$2400.00, and the insurance is$750.00 per year, which is to be placed into an escrow account. What is the total cost of the loan? Round your answer to the nearest$100.00. Enter a number, such as$123,500.00.