A household savings-account spreadsheet shows the following entries:

Date Additions Withdrawals Value

1/1/2019 148,000 - Value

1/3/2019 2,500 - Addition

3/20/2019 4,000 - Addition

7/5/2019 1,500 - Addition

12/2/2019 13,460 - Addition

3/10/2020 23,000 - Withdrawal

4/7/2020 3,000 - Addition

5/3/2020 198,000 Value

Calculate the households dollar-weighted average return between the first and final dates. (Round your answer to 2 decimal places.)