a) Husayn who is the owner of a block of flats in Nairobi entered into a contract of lease with Antony. The only terms that were discussed and greed upon by the parties were that Anthony was to pay Ksh 15,000 monthly and that the contract was to be for a period of two years. Antony has defaulted in his monthly payment and claims that Husayn has gone against the agreement by failing to maintain the common lift. Advise the parties on their legal liabilities. [10 Marks]

b) Charles owns a house at Nyali in Mombasa valued at Sh. 20 million. He insured it against fire with Linda Mali Insurance Co. Ltd and Tunalipa Insurance Co. Ltd for Sh. 15 million and Sh. 10 million respectively. He also insured his household goods against burglary with Kinga Insurance Co. Ltd. for Sh. 5 million. One night while he was away, burglars broke into the house, stole all household goods and set the house on fire completely destroying it. Charles claims the sum assured from the three insurance companies. Advise them. [10 Marks]