A husband and wife enter the bank. The wife has never worked or managed her own finances. She comes from a wealthy family and stands to inherit a sizable amount of money. She has a trust established for her payable at the age of 25 years. She is 24 years of age and newly married to her husband. She seems simple minded and does not appear to be educated in matters of finance. Her husband is requesting a sizable corporate business loan and brought his wife who has no shares in the company in as a guarantor for the loan. Discuss the legal concerns if any as to the validity of the guarantee agreement. What steps would you take to ensure the agreement is enforceable