a) Identify and briefly evaluate the principal demographic factors that have contributed towards many developed countries, including Australia, facing a rapidly ageing population (word limit, 300).

b) What is the financial planning process and what are the requirements to use the term 'Financial Adviser' or 'Financial Planner'? (300 words)

c) Briefly assess the current government superannuation contribution requirements and whether you believe they are adequate in providing a suitable retirement income for the Australian population (word limit, 300 words).