a. If you take out an $32,000 car loan that calls for 4 annual payments starting at the end of the year. The car loan has an interest rate of 17.80c, what is your annual payment? (Do not round intermediate calculations. Round your answer to 2 decimal places.) Annual Payments b If you take out an $32.000 car loan that cals for 4 annual payments starting at the beginning of the yeat, The car loan has an interest rate of 17.80%, what is your annual payment? (Do not round intermediate calculations, Round your anower to 2 decimal places.)