a) If you take out an amortized loan of $19,000 with a 9 year term and 5.7% interest rate, what are the annual payments you need to make? Round to the nearest cent.

b) A firm issues zero-coupon bonds with a face value of $1,000 and time to maturity of 61 months. The bonds are currently trading at $817.9. What is the annual yield on this bond? Answer in percent, rounded to two decimal places.

c) You invest $8,000. What annual return do you need to grow this investment to $23,000 over 12 years? Answer in percent, rounded to one decimal place. Don't include the % symbol in your answer.