a. It is accepted that there needs to be trade-offs in life. For portfolio planning, which of the following trade-offs is CORRECT?

Select one: a. Risk versus return. b. Potential price increase versus current income. c. All of the above. d. Shifting risk strata in a portfolio.

b.With retirement fund of RM925,050, Mr Ramesh was told that the fund will last for 15 years only if he were to spend RM80,000 annually even if inflation is ignored in the projection. Mr Ramesh would like his retirement fund to last for 20 years without incurring additional risk on retirement fund that was to earn a return of 4% per annum. How much should be his annual retirement fund?

Select one:

a. RM68,499.

b. RM65,449.

c. RM62,449.

d. RM59,449.