A : ' . _ l al | 914 | | | Convert to : Picture A Text Box SmartArt Measuring Interest Rate Risk with GAP Consider a bank that makes a $25,000 five-year car loan to a customer at fixed rate of 8.5%. The bank initially funds the car loan with a one-year $25,000 CD at a cost of 4.5%. The bank's initial spread is 4%. What is the bank's risk