A lender projects that a 30-year loan to a borrower who pays the lender two discount points (2%) to obtain an interest rate of 6% will stay open for seven years on average before the borrower prepays the remaining balance. Calculate the lender's yield on such a loan assuming the following terms: Loan amount = $300,000; Monthly payment = $1,799; Lender points =2%; Broker fee = $3,000; Other third party closing costs $4,500; Remaining mortgage balance after seven years $268,970. =