A lender would prefer a borrower have which one of the following sets of ratios?

		equity multiplier = 0.9; total debt ratio = 1.1
		times interest earned = 2.0; debt-equity ratio 3.5
		times interest earned = 0.5; debt-equity ratio = 1.3
		cash coverage ratio = 3.4; debt-equity ratio = 0.4
		cash coverage ratio = 0.8; debt-equity ratio = 1.6