1. A life insurance company issues fully discrete 10-year term policies with benefit 5000. Expected mortality follows the Standard Ultimate Life Table. The reserve at the end of year 3 is 65.75.

On January 1, 2017, the company sold 1000 of these policies to lives all age 50. During the first two years, there were 6 actual deaths from these policies. During 2019, there were 4 actual deaths from these policies and interest and expenses were as expected.

Calculate the companys gain due to mortality for 2019.